Social Security Benefits

After the loss of your loved one, Horan & McConaty will file a statement of death with the Social Security Administration on your family’s behalf. You will not need a certified copy of the death certificate for this filing.


The deceased worker must have credit for work covered by Social Security, ranging from 1.5 years to 10 years, depending on his or her age at death.

Those who may receive monthly benefits include the following:

  • A widow or widower age 60 or older (50 if disabled), or at any age if caring for an entitled child who is under 16 or disabled
  • A divorced widow or widower age 60 or older (50 if disabled) if the marriage lasted 10 years, or if caring for an entitled child who is under 16 or disabled
  • Unmarried children up to 18 (19 if they are attending a primary or secondary school full-time)
  • Children who were disabled before reaching 22, as long as they remained disabled
  • Dependent parent or parents 62 or older

Lump-sum Death Payment

A one-time payment of $255 is paid in addition to the monthly cash benefits described under Eligibility. The lump-sum death payment (LSDP) is paid in the following priority order:

  • A surviving spouse who lived in the same household as the deceased person at the time of death
  • A surviving spouse eligible for or entitled to benefits for the month of death
  • A child or children eligible for or entitled to benefits for the month of death

Applying for Benefits

Horan & McConaty will notify Social Security of your loved one’s passing, but please be aware that benefits will vary for each individual.

  • Please understand that you must apply in order to receive benefits.
  • You can apply at any Social Security office or by phone.
  • Call Social Security toll-free, 365 days a year, 24 hours a day at 1-800-772-1213.
  • The operator will schedule an appointment for you or arrange for the local Social Security office to take your claim by phone.
  • To speak with a representative, call between the hours of 7:00 am and 7:00 pm, Monday through Friday.
  • At other times and on weekends and holidays, you can leave a message and they will call you back, in most cases, by the next business day.

Veterans benefits

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Customer Review

Jessica A.

Littleton, CO

February 20, 2017

I want to write a review that gives the team at Horan and McConaty the credit they deserve for giving me and my family a flawless experience. My mother passed away two weeks ago and, being from Minnesota, we didn't really have a church we are affiliated strongly with here in Colorado. I began to look around at funeral homes and walked into Horan and McConaty because it is close to our house and looks nice from the outside. I am so grateful for the people I met when I walked inside. They walked me through every step of the process and fully disclosed all costs, etc. They were kind and professional. They guided us to a clergy person that they are affiliated with, Debbie Stafford, who was incredible. The chapel was clean and beautifully arranged and the same for the reception room in the same building. We used their caterer and the food was great. I highly recommend using them for your loved ones service. We did not know where to start and had to put together this service in short order. It came off so well. We're so happy with them. Chace was the Director we were associated with and he was wonderful. I really do feel blessed that we chose to have the service and reception there because I didn't have to worry about a thing. I could go on and on. I just can't thank them enough and feel blessed to have chosen them to celebrate my mother's life. Thank you Horan and McConaty.