Social Security Benefits

After the loss of your loved one, Horan & McConaty will file a statement of death with the Social Security Administration on your family’s behalf. You will not need a certified copy of the death certificate for this filing.

Eligibility

The deceased worker must have credit for work covered by Social Security, ranging from 1.5 years to 10 years, depending on his or her age at death.

Those who may receive monthly benefits include the following:

  • A widow or widower age 60 or older (50 if disabled), or at any age if caring for an entitled child who is under 16 or disabled
  • A divorced widow or widower age 60 or older (50 if disabled) if the marriage lasted 10 years, or if caring for an entitled child who is under 16 or disabled
  • Unmarried children up to 18 (19 if they are attending a primary or secondary school full-time)
  • Children who were disabled before reaching 22, as long as they remained disabled
  • Dependent parent or parents 62 or older

Lump-sum Death Payment

A one-time payment of $255 is paid in addition to the monthly cash benefits described under Eligibility. The lump-sum death payment (LSDP) is paid in the following priority order:

  • A surviving spouse who lived in the same household as the deceased person at the time of death
  • A surviving spouse eligible for or entitled to benefits for the month of death
  • A child or children eligible for or entitled to benefits for the month of death

Applying for Benefits

Horan & McConaty will notify Social Security of your loved one’s passing, but please be aware that benefits will vary for each individual.

  • Please understand that you must apply in order to receive benefits.
  • You can apply at any Social Security office or by phone.
  • Call Social Security toll-free, 365 days a year, 24 hours a day at 1-800-772-1213.
  • The operator will schedule an appointment for you or arrange for the local Social Security office to take your claim by phone.
  • To speak with a representative, call between the hours of 7:00 am and 7:00 pm, Monday through Friday.
  • At other times and on weekends and holidays, you can leave a message and they will call you back, in most cases, by the next business day.

Veterans benefits

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