Funding Options

Live with peace of mind and ease the stress on your loved ones—both now and later—by funding your funeral in advance. In addition to removing emotional and financial burdens from family members, your prefunded funeral ensures you are price protected years in advance of your need.

You may select one of two ways to prepay for a funeral:

Option 1: Prepayment in full guarantees the price of the funeral and any merchandise selected.

Option 2: Prepayment through life insurance utilizes insurance coverage or a trust to fund your arrangements.

Secure Funding

Your funding is backed by a national industry leader that has provided pre-need insurance with thousands of policies in force. They consistently earn high marks for financial stability from the top financial ratings companies in the country.

Tax-free Value and Tax-free Benefits

Our plan provides life insurance benefits that are exempt from federal income tax when paid to a named beneficiary. Federal income taxes are not paid on the increasing value of the coverage or on the total benefits paid at the time of death.

Merchandise and Funeral Costs

With utmost consideration for your personal choices, your funeral director meets with you to show quality merchandise, assists you with the selection of necessary merchandise, and helps you make the proper arrangements. Pre-planning allows you to control the cost of a funeral by selecting merchandise that does not exceed what you want to pay. Pre-payment allows you to offset the risk of rising funeral costs from inflation in the future.

FREE Leave Well Planning Kit

 

Customer Review

Andy H.

Littleton, CO

My wife Rosa passed away on 2/2/14 after a six year battle with cancer.  I only knew of one Funeral Home close to my house and since I had heard commercials before, I thought Horan & McConaty would work fine.  I had no idea what a positive, life-changing experience it would be for myself and family.  Within an hour of my wife's passing, a kind representative from H & M arrived at Denver Hospice to explain the process.  Within about 24 hours, I received a call from Jim Moon at the Centennial Location to not only offer his condolences but also to set up a time to meet and to arrange a time for the viewing.

My wife went through a very difficult time.  I remember the strain on her face as she fought for her last breaths of life and I remember how she looked when the nurse woke me up to let me know my beautiful wife had passed on into eternity.

To say the viewing was life-changing is an understatement.  It is hard to find the words to express how much comfort and peace that brought.  She never looked so beautiful and in fact looked 10-15 years younger than when I last saw her at Denver Hospice.  It was truly incredible and it's an image I will hold dear to my heart forever.

Jim was absolutely amazing during the whole process.  He called me every day to see how I was doing.  He offered guidance and his expertise wherever and whenever needed.  Pressure never once entered the equation.  I worked closely with Christine on the flyer and pictures and she was simply fantastic.

The service was on 2/15 and although Jim was not able to attend, Lucas was and he did fantastic.  I had a couple of tricky recordings that needed to be queued up during the audio portion and he nailed it!

The service was flawless.  The music and pictures played beautifully.  The stage looked so elegant and beautiful.

It's an excruciating thing to lose your partner and best friend - even more when there is suffering involved.  Having a partner like H & M there to ease this process and transition is an extraordinary gift.

I feel very fortunate and blessed to have partnered with H & M to begin my process of healing.  This was a very positive experience for me and my family.  I am a customer for life and I cannot imagine considering anyone else for funeral and cremation services.  It's not a sexy business and certainly not something we like to talk about too much but it is a part of life that we all have to face sooner or later.  I feel I have gained a friend and an invaluable resource through all of this.

I've read some of the reviews and although I can't speak to some of the negative experiences, I can only speak to mine and I absolutely recommend H&M because I believe this is a business that truly cares about helping loved ones through this difficult time and I received nothing but compassion, understanding and integrity through the entire process.  It may not have been the cheapest in town but for what I received and the healing it brought me, it was worth every penny.